Joseph P Suppa
Licensed Real Estate Salesperson
ABR
Title Insurance
Generally, there are two forms of title insurance. Lender's title insurance, required by most lending institutions, is normally written in the amount of the mortgage and protects the lending institution from losses resulting from title defects.
Because lender's insurance expires when the mortgage is repaid, you may benefit from the second form of title insurance known as an owner's title policy. It usually is written for the amount of the purchase price of the home. This protection starts the day of the closing and lasts as long as you or your heirs retain an interest in the property.
Unlike other insurance premiums, your title insurance premium is paid only once, at the closing. By purchasing owner's and lender's protection simultaneously, substantial savings in title insurance premiums can be realized.
After all fees have been paid and documents signed and notarized at the closing, you will receive a copy of each and, most importantly, title to your house.
About Joseph P Suppa
Licensed Real Estate Salesperson
ABR
Have an experienced negotiator on your side!
When looking for an experienced Buffalo, Western NY Real Estate Agent - give me a call. A 25 year Real Estate veteran, I have bought, sold and professionally managed all aspects involved in Real Estate, including residential, commercial and investment properties. I now pass that knowledge on to my customers.
In addition to buying and selling homes, I also have a background in construction, which greatly assists sellers and buyers. So when your looking to choose a Realtor® in the greater Buffalo and Surrounding Suburbs to buy or sell, choose one that will give you the "Old-fashioned full customer service you deserve!"
*If your thinking of selling, Call me for a FREE (pre-home) inspection of your home so you can be better prepared.*
A customer-focused Realtor®, Joe owns the prestigious designation of being an Accredited Buyers Representative (ABR).
Joe is also a member of the following:
• Buffalo Niagara Board of REALTORS®
• NYS Association of REALTORS®
• National Association of REALTORS®
• Real Estate Buyer’s Agent Council
It's not about me being #1, It's about you!